Pay less, borrow more
It takes 60 seconds to apply and compare exclusive offers from leading lenders including some you won't find anywhere else.
Don't worry - we never sell your information
We don't sell your data
No credit impact
No credit impact
Hi, future borrower! Let's get funded
Meet Pennie - the first digital finance company built to serve everyone.
- We never sell your information
- Easily borrow up to $100,000
- Low rates starting at 5.99%
- $10B+in credit products
- 350M+loan offers made
- 200M+customer inquiries
Better rates, no fees, personalized loans offers in 60 seconds
You're more than your credit score - our clients are evaluated using multiple factors to get you the best rates and terms
Fast funds
Up to
$100K
Fast funds
Our application takes less than 60 seconds and you can receive funds as soon as the next business day.
Fixed payments
Up to
7 Years
Fixed payments
No surprises. Save big by converting high-rate debt into one fixed payment.
No credit minimum
APR starting at
5.99%
No credit minimum
You're more than a number - get exclusive offers regardless of credit score or income.
Millions of dollars funded for everycredit scoreincome range
By credit score
By income range
2024
A few stats from our best year yet
Total loan offers made through our platform
63M+
Total customers funded through our platform
14M+
Total credit products through our platform
$1.9B+
Get loan offers in as little as 60 seconds
You deserve options. So we built an industry leading platform to compete for your business.
Loans up to $100,000
APR starting at 5.99%
Repayment terms up to 7 years
Your info is never sold
No matter what your needs, Pennie has you covered
How to get started?
- 1
Tell us what you need
Enter your loan request information. - 2
Share some details
Build a basic profile and sit back. - 3
Let us find your match
Our matching algorithm takes it from here. - 4
That's it. Compare and get funded
Receive your funds as soon as the next day.
Personal loan
Up to
$100k
Interest rate
APR starting at
5.99%
Save thousands with a single fixed-rate payment
Starting at
5.99%
Loan terms that can flex with all of life's demands
Terms up to
7 Years
Get the funds you need, when you need them
Borrow up to
$100,000
Learn more about Pennie
Answers to common questions
Pennie is the fastest, easiest, and most comprehensive way to obtain financial service offers from top providers in the United States. Our proprietary technology securely matches you with the best loan offers regardless of your credit score or income level.
Our industry-leading technology provides a 60-second application process. Just answer a few questions through our form and get matched with the best loan options for you.
Your security is extremely important to us, which is why we use numerous security protocols to maintain the integrity of your data and personal information. We have secure servers to ensure your data is kept safe and sound. Any partner we work with is required to keep your information safe as if it were their own.
When you see a pre-approved offer, one of our lending partners has determined that you meet certain approval criteria. Our matching technology identifies loans that you are the best fit for. Pre-approved offers are conditional commitments for an exact rate from a lender, and let you know if you qualify for that loan. The rates are subject to change but are very rarely different than the rate you’ll see. This enables Pennie to match you with the loan offers that best meet your needs.